KOMO TV (the Seattle ABC affiliate) did a story on July 6 about a company scamming people over the phone.
The wild thing is that today I've gotten a call at work from this company twice. The phone number on caller-id showed as 727-683-1119 (a Florida area code). The tricky thing is that they start out by saying they've got some free rewards. Then they asked me to confirm my home address, and they correctly tell me my home address. But then they ask me to tell them what my bank name is and ask for my checking account number.
Fortunately something felt wrong so I never gave them that information. When I asked why the person calling me why they needed it, they basically said that in order to get my "free rewards", they needed that info.
Based on the KOMO story and also a thread on Scam.com (found via Google), it looks like if you give them your banking information, they send you coupons, but directly charge your checking account for these "free" coupons. Unlike a credit card charge, because they do it directly to your checking account, it can be a lot harder to get your money back.
So be careful. If anybody ever asks you to "confirm" any account numbers, the caller should be able read them to you and you say "yes" or "no". If they insist, ask them to give you the the first 4 or 5 digits, and you will finish for them. Even then, be wary — if they really are from your bank (or wherever), they shouldn't need this kind of information from you. If they claim that it's important, hang up and then call your bank (or whatever) directly — if it is legitimate, you will be able to resolve things by calling your bank.