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Before going to Europe on business, a man drove his Rolls-Royce to a
downtown New York City bank and went in to ask for an immediate loan
of $5,000.
The loan officer, taken aback, requested collateral. "Well, then,
here are the keys to my Rolls-Royce," the man said. The loan officer
promptly had the car driven into the bank's underground parking
garage for safe keeping, and gave him $5,000. Two weeks later, the
man walked through the bank's doors, asked to settle up his loan and
get his car back. "That will be $5,000 in principal, and $15.40 in
interest," the loan officer said. The man wrote out a check and
started to walk away.
"Wait sir," the loan officer said, "while you were gone, I found out
you are a multi-millionaire. Why in the world would you need to
borrow $5,000?"
The man smiled. "Where else could I park my Rolls-Royce in
Manhattan for two weeks and pay only $15.40?"